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Affiliate Disclosure

Last updated: November 2026

The Short Version

UpFront Wealth is free, with no ads and no paywall. Some links on the site are referral or affiliate links. If you sign up or buy through one, Seaway Digital Inc., the company that runs UpFront Wealth, may earn a bonus or commission. It costs you nothing extra, and some programs give you a bonus too.

How These Links Are Labelled

Every referral or affiliate link has a note right beside it saying what kind of link it is. Any page with one also says so near the top, before the first link. For search engines, the links are marked as sponsored.

The Programs

  • Amazon Associates: As an Amazon Associate I earn from qualifying purchases. Amazon pays a small commission when you buy through one of these links.
  • Rakuten: A referral link to the cash-back site. If you join through it, I may get a referral bonus.
  • Referral programs: A handful of banks, an investing app, and phone, travel, grocery and cash-back services pay a sign-up bonus or credit, often to both of us, when you meet their conditions.

Every one of these links, with what each program pays, is on the Resources page.

What They Never Change

I only recommend things I use, genuinely believe in, or know people who use and like. A referral program never decides what gets recommended, and guides explain your options whether or not one of them pays a bonus. If a product stops being good, it comes off the site.

Kids & Teens Pages

The Kids & Teens pages have no referral or affiliate links.

Questions

Ask through the Contact page. The Privacy Policy explains what happens to your data when you click a partner's link.