11 Free Tools

Financial Tools

Interactive calculators and planners built specifically for Canadians. All free, no sign-up required, and your data stays on your device.

Most Popular

Budget Planner

Track income and expenses with mixed billing frequencies, compare to Canadian averages, and get personalized tips.

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Essential

Net Worth Tracker

Track your assets vs liabilities โ€” TFSA, RRSP, home equity, debts โ€” and watch your net worth grow.

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Tax Season

Canadian Tax Estimator

Estimate your federal and provincial tax, CPP, EI, and see the impact of RRSP contributions.

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Investing

RRSP vs TFSA

Should you contribute to your RRSP or TFSA first? Get a personalized recommendation based on your tax bracket.

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Housing

Rent vs Buy Calculator

Compare the true cost of renting vs buying in Canada โ€” with CMHC insurance, land transfer tax, and stress test.

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Housing

Home Savings Planner

Plan your path to homeownership using FHSA, HBP, and regular savings โ€” see your timeline to a down payment.

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Planning

Retirement Calculator

When can you retire? Factor in CPP, OAS, employer pension, and your RRSP/TFSA savings.

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Debt

Debt Freedom Countdown

Compare avalanche vs snowball strategies and see exactly when you'll be debt-free.

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Assessment

Financial Health Score

Take a 10-question assessment and get a score out of 100 with personalized action items.

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Saving

Subscription Tracker

Track all your recurring charges and find out what you're really spending each year.

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Planning

Life Event Cost Estimator

How much does a wedding, baby, move, or going back to school actually cost in Canada?

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